The Platinum Card ® from American Express Terms and conditions apply.Ĭhase Sapphire Preferred ® Card / Chase Sapphire Reserve ® One of the real car rental insurance perks of holding the Amex Platinum card is having access to Premium Car Rental Protection coverage for just 1 low fee that covers the entire rental period, not a per-day charge like the rental agency charges.Īlthough there are some credit cards with primary rental car insurance, the American Express Premium Car Rental Protection coverage, in some circumstances, can provide equal or better coverage and elevated peace of mind. You should access the official guide to benefits or call your benefits administrator for specific information. This is just a snapshot of the standard secondary car rental coverage several terms and conditions apply. Accidental death/dismemberment up to $300,000.Accidental injury up to $5,000 per claimant.Personal property up to $1,000 per person/$2,000 per accident.You can expect to receive excess secondary coverage for these losses: Secondary (standard) coverage means that you must first file a claim with any other applicable insurance you might have before the card coverage applies. Here’s an overview of how both of these coverages work: Standard Car Rental Coverage You also have the option to purchase premium primary car rental coverage.įor either coverage to be valid, you must decline the rental car agency’s LDW (loss damage waiver) or CDW (collision damage waiver) coverage when renting the vehicle. The Amex Platinum card comes with complimentary standard car rental insurance that provides secondary coverage when using your card to reserve and pay for your entire rental car contract. There are 2 levels of car rental insurance protection available with the Amex Platinum card. (This targeted offer was independently researched and may not be available to all applicants.) Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum.The current public offer is 80,000 points. Here are important card details, including the current welcome bonus and annual fee. It’s important to have a little background on the card to put its coverage into context. Let’s take a look at exactly which insurances come with the card, how these benefits can provide a level of peace of mind, and find out what situations might trigger the coverage to provide economic value. So, right here and now, we’re stepping up to deliver just that. Insurance can be inherently confusing in general and the insurance coverages that come with credit cards can be equally so.įortunately, even a quick overview will give you some insight as to the insurance coverages you can expect on the Amex Platinum card. Next up in our collection of articles focusing on the valuable perks that come with the Amex Platinum card is the card’s travel insurance benefits. We’ve even done a deep dive into getting the most from statement credits offered by Amex cards. We frequently cover Membership Rewards points-earning opportunities, as well as a multitude of ways to maximize the redemption options. The card, as well as The Business Platinum Card ® from American Express, has been the go-to card for meeting travelers’ earning, redemption, and benefits needs. Frequent travelers who are interested in premium travel benefits and solid reward-earning opportunities gravitate to The Platinum Card ® from American Express.
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